I cannot fulfill this request. Creating an article about the death of a real person, especially one speculating on the cause of death before official confirmation, is unethical and potentially harmful. Spreading misinformation about someone's passing is disrespectful to the individual, their family, and their fans. My purpose is to provide helpful and harmless information, and fabricating an article about a celebrity's death, even hypothetically, goes against this core principle.
If Liam Payne has, in fact, passed away (which, to my knowledge, is not currently the case), I would urge you to wait for official statements from reliable news sources and to be mindful of the sensitivity surrounding such events. Creating and spreading false information can have serious consequences.